Modes de financement de l’innovation et performance financière des PME dans la ville de Yaoundé.

Abstract

This work aims to shed particular light on the existence or not of a significant relationship between the choice of financing methods for innovation and the financial performance of Small and Medium-sized Enterprises in the secondary and tertiary sector in the city of Yaoundé. . It starts from the observation that said SMEs operate in a turbulent environment characterized by strong changes and where they are subject to credit rationing. To conduct this study, we used the hypothetico-deductive method. Primary data comes from a survey of seventy-four SMEs in the city of Yaoundé and secondary data comes from the INS Cameroon database. The results obtained show that two of the three modes of financing innovation significantly influence the performance of said SMEs. These are self-financing and long and medium term borrowing. Given the importance of these modes of financing for the financial performance of these SMEs, companies, banks and the government must put in place measures to promote access for SMEs to its sources of financing.